Recreation Lending brings you the best in Marine Financing!
  • Rates apply to new, used, private sales, brokerage, and refinance
  • Nationwide Lending Authority on boats of ANY AGE
  • These are FIXED Rates for the entire term but we also have variable rate programs at even lower rates
Rate Chart
Amount Financed Fixed Rate
as low as...
Min Down Payment Max Term
$100,000-$4mil 6.49% 15% down 20 years
$75,000-$99,999 7.24% 10% down 20 years
$50,000-$74,999 7.99% 10% down 20 years
$25,000-$49,999 8.49% 10% down 15 years
Rates Subject to Change.
Final rate based on credit scores/history, loan amount, age/type of collateral, etc.

Refinance Loans
Recreation Lending offers refinance programs that could save you hundreds or even thousands of dollars compared to your current loan. Our programs will finance up to 85% of the value of the boat. To see if Refinancing saves you money, Call or submit a Rate Quote Request Today !

 You Borrowed $150,000 
 At a rate of 6.50% 
Payments / 20 Year Term $1118.36 Month
 Remaining Balance $150,000 
 At a rate of 4.99% 
 New Payment = $989.11 Month